No Pay January

No Pay January logo.
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New Year, No Interest*

0% Interest For 6 Or 12 Months!*

+ Try EZCare for FREE for One Month!

Is your New Year’s resolution to make much-needed home repairs? Is your budget still recovering from holiday spending? Flow Right Plumbing, Heating, Cooling and Electric is here to help with no interest financing for up to 12 months on qualified home services throughout the month of January.* We’re also offering complimentary assessments and one-month trials of EZCare by Flow Right — our premier whole-home protection plan — through January 31, 2026.

How It Works:

1. Book your service. Schedule your qualified home service throughout the month of January.

2. Relax. Enjoy no interest financing for 12 months with approved financing.* 

3. Set it and forget it. Easy, flexible options like automatic payments and 24/7 account access help you stay on track!* 

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No Pay January* ends January 31, 2026. Book your appointment as soon as possible to ensure you can take advantage of this limited-time financing offer!

Try EZCare for FREE for 1 Month!

Throughout the month of January, Flow Right is also offering a free one-month trial of our EZCare whole-home protection plan, including one complimentary inspection of the system of your choice! Get all the benefits of an EZCare subscription, like priority booking and exclusive discounts, and don’t pay a penny in January.

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Make Life Easier with EZCare!

If you love the benefits of EZCare, simply allow the subscription to renew in February and enjoy an entire year of protection from Flow Right Plumbing, Heating, Cooling and Electric. If not, simply cancel your subscription and consider your complimentary inspection our thanks for trialing our services!

Complete Home Maintenance — All in One Place

Flow Right Plumbing, Heating, Cooling and Electric offers a broad range of home services to help you maintain your systems and keep your household safe and healthy. How will you use No Pay January* to improve your home? 

  • Furnace Replacement
  • Whole-Home Reverse Osmosis Water Filtration
  • AC Installation
  • Water Heater Replacement
  • Instant Hot Water Heater Upgrades
  • Boiler Installation
  • Boiler Retrofit
  • Sewer Pipe Repair/Replacement
  • Major Plumbing Repairs
  • Hydronic Heating
  • Electrical Upgrades
  • Outdoor Lighting
  • And more!

FAQs About No Pay January*

Customers may apply the No Pay January* promotion to a variety of services. Some limitations may apply. Subject to credit approval.

Customers must make payments in accordance with their individual credit agreements. Please refer to your financing documentation for information regarding your payment terms. 

Use the button above or click this link to start your application. 

This promotion is subject to credit approval. If you are unable to qualify, you will not be eligible for No Pay January*. However, you may still qualify for the EZCare free trial and complimentary system inspection.

Yes, you may be able to use your financing for multiple services. Some services may be subject to creditor approval.  

Yes. Your interest rate will depend on the terms of your agreement, as will the application of any accrued, deferred interest. 

FAQs About EZCare

EZCare is Flow Right’s whole-home protection service. You can learn more about EZCare here. 

EZCare helps you protect your home’s most important systems, maintain your warranties and stop problems before they happen. All subscriptions include annual inspections, priority booking and exclusive discounts to make it easier than ever to protect and maintain your home. 

Yes, you may cancel your EZCare subscription at any time. Your benefits will continue until January 31, 2026. Consider your complimentary inspection our thanks for trialing our services!

Your subscription will bill you for the agreed upon amount at the beginning of February. You may then continue enjoying your EZCare benefits!



Terms and Conditions

*Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms.

*Customers must be qualified by our third party finance company to receive 6 months no-payment financing. Any promotional free assessments or free services are limited to customers within our home service areas.

*Get first EXCare inspection free when scheduled within 30 days of sign-up. Must sign up with credit card to qualify for the promotion. If you do not cancel within 30 days of signup, your full-year subscription will continue. Limit one free inspection. 

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